Payment for Membership and Luncheons may be made in cash, by cheque (payable to RWTO Daisy Wilson Coldwater and mailed to (……………) or by e-transfer. All luncheons must be paid for at least two weeks in advance to ensure the correct number of lunches are ordered. If after advance payment has been made for a lunch, a cancellation is necessary, the refund request must be made to (…)